The idea of basing insurance costs on the level of risk assumed appears simple. Insurance would be excessively expensive for everyone, with the lowest-risk policyholders subsidizing the riskiest if…

  According to a recent study by the Insurance Research Council (IRC), consumers' skepticism regarding the relationship between credit history and potential insurance claims seems to decrease when the predictive…

  Consumers in the Millennial and Generation Z generations are more likely than those in the Baby Boomer or Gen-X generations to consult an agent or broker about insurance, according…

  Bargain-priced According to a research by the Highway Loss Data Institute (HLDI) based on an examination of 2021 insurance claims, Kia and Hyundai vehicles have started to be targeted…